Select year
(Rs.in Million)
Particulars
Mar 2005
Mar 2004
Mar 2003
Mar 2002
Mar 2001
Share Capital
4335.18
4335.18
3335.18
3335.18
3604.38
Equity - Authorised
15000.00
15000.00
15000.00
15000.00
15000.00
Equity - Issued
4335.18
4335.18
3335.18
3335.18
3604.38
Equity Paid Up
4335.18
4335.18
3335.18
3335.18
3604.38
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
0.00
0.00
0.00
0.00
0.00
Total Reserves
11660.51
9127.53
4849.76
3351.16
2443.68
Securities Premium
1400.00
1400.00
0.00
0.00
0.00
Capital Reserves
94.83
4.05
3.61
0.00
0.00
Profit & Loss Account Balances
2432.58
1088.20
1524.66
1196.64
932.02
General Reserves
0.50
0.50
0.44
0.44
0.50
Other Reserves
7732.60
6634.78
3321.06
2154.08
1511.16
Reserve excluding Revaluation Reserve
11130.28
8553.57
4228.01
2677.14
1710.70
Revaluation Reserves
530.23
573.96
621.76
674.02
732.98
Deposits
256279.80
210334.70
170429.57
147055.84
126504.16
Demand Deposits
29419.98
20277.62
19668.10
18654.83
17438.47
Savings Deposit
53960.07
44473.10
35111.31
28946.15
25480.07
Term Deposits / Fixed Deposits
172899.75
145583.97
115650.16
99454.86
83585.62
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
6864.76
4219.64
4031.84
1634.00
1992.95
Borrowings From Reserve Bank of India
0.00
0.00
0.00
326.20
664.30
Borrowings From Other Banks
0.00
36.04
0.80
3.08
3.29
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
1467.81
1613.03
3344.48
1063.41
1060.21
Borrowings in the form of Bonds / Debentures
0.00
0.00
0.00
0.00
0.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
5396.95
2570.57
686.57
241.31
265.15
Other Liabilities & Provisions
14907.18
13886.03
9315.24
7189.26
8853.27
Bills Payable
3910.18
5160.95
3076.32
3057.48
3318.50
Inter-office adjustment Liabilities
0.00
0.00
0.00
0.00
0.00
Interest Accrued
621.21
811.92
449.62
431.97
400.10
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
10375.78
7913.16
5789.31
3699.81
5134.68
Total Liabilities
294047.43
241903.07
191986.35
162588.30
143398.44
Cash and balance with Reserve Bank of India
12822.20
8756.50
10863.77
10262.05
8510.93
Cash with RBI
11502.51
7725.50
9887.50
9323.38
7759.28
Cash in hand & others
1319.70
1031.00
976.27
938.67
751.65
Balances with banks and money at call
3324.56
2429.87
5165.01
6283.95
5964.02
Investments
120623.21
108304.47
88572.30
73559.30
58639.87
Investments in India
120623.21
108304.47
88572.30
73559.30
58639.87
GOI/State Govt. Securities
104372.31
89638.35
70133.19
55680.71
0.00
Equity Shares - Corporate
400.29
496.54
320.21
314.79
0.00
Debentures & Bonds
11853.62
12806.94
14470.94
14948.31
0.00
Subsidiaries and/or joint ventures/Associates
212.58
35.43
27.62
21.92
0.00
Units - MF/ Insurance/CP/PTC
0.00
0.00
0.00
0.00
0.00
Other Investments
3784.40
5327.21
3620.34
2593.56
58639.87
Investments outside India
0.00
0.00
0.00
0.00
0.00
Government securities
0.00
0.00
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
0.00
0.00
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
144093.48
111699.56
80148.85
63115.36
58073.23
Bills Purchased & Discounted
5297.19
4152.24
3612.91
3190.16
2779.33
Cash Credit, Over Draft & Loans repayable
56911.12
49376.93
40096.53
33853.65
30805.02
Term Loans
81885.17
58170.40
36439.41
26071.55
24488.89
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
4966.34
4319.15
3800.97
3614.25
1504.23
Premises
2175.16
2139.34
1985.24
1982.03
1063.00
Assets Given on Lease
0.00
0.00
97.41
99.26
0.00
Other Fixed Assets
2791.18
2179.81
1718.33
1532.96
441.23
Less: Accumulated Depreciation
2784.44
2402.65
2203.26
1953.80
0.00
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
2181.90
1916.50
1597.71
1660.45
1504.23
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
Other Assets
11002.08
8796.16
5638.71
7707.20
10706.17
Inter-office adjustment Assets
3746.34
3351.13
549.96
1182.29
4334.92
Interest Accrued Assets
2551.63
2617.52
2904.49
3226.94
2233.18
Tax paid in advance/TDS
1750.66
1333.53
1009.42
217.22
309.78
Stationery and stamps
6.10
7.36
5.94
8.15
10.64
Non-banking assets acquired
2.81
2.72
2.71
2.71
2.71
Deferred tax asset
701.06
408.65
395.06
114.00
0.00
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
2243.49
1075.25
771.13
2955.89
3814.95
Total Assets
294047.43
241903.07
191986.35
162588.30
143398.44
Contingent Liabilities
98184.93
68759.31
50516.91
25009.99
23442.14
Claims not acknowledged as debts
188.94
710.24
371.83
164.25
0.00
Outstanding forward exchange contracts
62031.85
43047.80
38326.68
14198.97
0.00
Guarantees given in India
14418.45
9899.81
7316.00
6076.99
0.00
Guarantees given Outside India
0.00
0.00
0.00
0.00
0.00
Acceptances, endorsements & other obligations
17006.49
14000.43
4412.07
4537.64
0.00
Other Contingent liabilities
4539.19
1101.03
90.32
32.15
23442.14
Bills for collection
4908.78
4136.07
4255.45
4003.39
0.00
Book Value
35.67
29.73
22.68
18.03
14.75
Adjusted Book Value
35.67
29.73
22.68
18.03
14.75